GMC PLUS
CORPORATE

All Health Plans

GMC PLUS CORPORATE

Global Medical Care Plus (GMC+) provides health care coverage that enables you to access care anywhere in the world. Includes Annual Executive Medical Assessment.

ITEM/SERVICEWHAT’S COVERED
Maximum BenefitChoice of $1 million, $2 million or $5 million
Per person, per policy year
Per person over the age of 70 $500,000.
Deductible - Diagnostic Services$250 or Same as all other services
Deductible - Annual Executive Medical Assessment3 Choices - $0, $250, or $500
Deductible - All Other Services7 Choices - $250, $500, $1,000, $2,500, $5,000, $10,000 or $20,000
RenewalAnnual
CoverageWorldwide
Standard Room (semi-private)100% with no limit to the number of days.
Intensive Care Unit/Life SupportMaximum of $5,000 per day (room and board) up to a maximum of 90 days.
Outpatient Surgery100%
Emergency Room100%
Diagnostic Services100%
Annual Executive Medical Assessment100%
Cancer Treatment100%
Dialysis100%
Maternity BenefitAfter the deductible, Best Doctors Canada Insurance Services will pay 50% of the next $100,000 of eligible medical expenses, then 100% to a maximum of $250,000. Covered maternity expenses include prenatal care, delivery, and postnatal care.
Maternity coverage has a 12-month waiting period from the date the policy was issued.
Dependent daughters are not eligible to receive maternity coverage.
Inclusion of NewbornAutomatically covered as a dependent if born from a covered maternity.
Transplants$1,000,000 lifetime maximum and $20,000 for living donor.
Physical Therapy and RehabilitationMaximum $5,000 per person.
Durable Medical EquipmentMaximum $5,000 per person.
Prescription/Life Sustaining DrugsInpatient: unlimited
Outpatient: Maximum $5,000 per person
Air AmbulanceMaximum $45,000 per person.
Ground Ambulance100%
Repatriation of Mortal RemainsMaximum $5,000 in the event of death during a covered hospitalization outside the country of residence.
Congenital Conditions$150,000 per lifetime if manifested before age 18.
$1,000,000 per lifetime if manifested after age 18.
Unique ServicesInterConsultation™: provides you with an in-depth review of your medical files by Best Doctors specialists to confirm a medical diagnosis and recommend the most promising treatment options. You and your doctor benefit from the insights of top medical experts, with constant guidance and support from a Best Doctors Member Advocate.
Elite Navigator™: a unique service that connects you to a Member Advocate who will answer your health questions, create a personalized wellness program, help you understand lab tests and results, empower you to have effective conversations with your treating physician, and provide one-on-one support to help you navigate the health care system.
Concierge™: provides you with assistance with hotels, travel, medical appointments, and translation services when pursuing care away from home.
OPTIONAL BENEFITS
Travel ExpensesWhen pursuing treatment more than 320 kms from your home, up to $5,000 per year may be used to pay for transportation (to/from point of service) and accommodation while receiving medical treatment. (5% load charge)
Conversion OptionFor employees and eligible spouses who have been covered for two years or more on a continuous basis from the date first eligible (without any interruption in benefit coverage), conversion to an Individual Plan is available. (25% load charge)
Separate $250 Diagnostic DeductibleA separate $250 diagnostic deductible can be added. (7% load charge)
Outpatient Drug BenefitCan purchase up to $45,000 benefit for outpatient drugs. (5% load charge)
24 month Pre-ex Waiverfor Groups of 50+ employees, the pre-ex can be waived based on 2 medical questions. A separate Pre-Exclusion Waiver Form for Corporate Groups must be completed by all employees. (20% load charge)