Global Medical Care Corporate provides health care coverage that enables your employees to access care anywhere in the world. The maximum benefit amounts are available once annual deductible has been met.
ITEM/SERVICE | WHAT'S COVERED |
---|---|
Maximum Benefit | • Choice of $1 million, $2 million or $5 million per person, per policy year • $500,000 per person over the age of 70, per policy year |
Deductible | 7 Choices - $250, $500, $1,000, $2,500, $5,000, $10,000 or $20,000 |
Renewal | Annual |
Coverage | Worldwide |
Standard Room (semi-private) | 100% with no limit on the number of days. |
Intensive Care Unit/Life Support | Maximum of $5,000 per day (room and board) up to a maximum of 90 days. |
Outpatient Surgery | 100% |
Emergency Room | 100% |
Diagnostic Services | 100% |
Cancer Treatment | 100% |
Dialysis | 100% |
Maternity Benefit | • After the deductible, Best Doctors Canada Insurance Services will pay 50% of the next $100,000 of eligible medical expenses, then 100% to a maximum of $250,000. Covered maternity expenses include prenatal care, delivery, and postnatal care. • Maternity coverage has a 12-month waiting period from the date the policy was issued. • Dependent daughters are not eligible for maternity coverage. |
Inclusion of Newborn | Automatically covered as a dependent if born to a mother with maternity benefits. |
Transplants | $1,000,000 lifetime maximum and $20,000 for living donor. |
Physical Therapy and Rehabilitation | $5,000 per person per year |
Durable Medical Equipment | Maximum of $5,000 per person. |
Prescription/Life Sustaining Drugs | • Outpatient: $5,000 per person per year. • Inpatient: unlimited |
Air Ambulance | Maximum of $45,000 per person |
Ground Ambulance | 100% |
Repatriation of Mortal Remains | Maximum $25,000 in the event of death during a covered hospitalization outside the country of residence. |
Congenital Conditions | • $150,000 per lifetime if manifested before age 18. • $1,000,000 per lifetime if manifested after age 18 |
Unique Services | When facing the uncertainty of a tough medical condition, trying to find information can be just as stressful as dealing with the diagnosis itself. With your Global Medical Care Corporate Plan, you have access to Teladoc Medical Experts Services, which can help you better understand your medical condition and treatment options: Expert Medical Opinion Review an existing diagnosis and treatment with a world-renowned expert to confirm or recommend a change of treatment. Elite Diagnostic Imaging Service - Receive an MRI or CT scan within a matter of days of your doctor’s appointment so you can move forward with treatment and care sooner. (Elite Diagnostic Imaging Service availability is based on the member’s location in Canada). Personal Health Navigator - Get a variety of information that’s specific to your condition from registered healthcare professionals, including articles and community resources that can assist your medical needs Find a Doctor - Provides a list of local in-person experts that meet your specific medical needs Care Finder - Helps you locate specialists or facilities outside of Canada for your treatment/condition needs. |
Summary of Benefits | |
Annual Executive Medical Assessment Rider | This rider offers 100% coverage for an extensive medical assessment for member and spouse at preferred clinics. Service must be pre-approved by Best Doctors Canada Insurance. Choose among four deductible options:(*): $0, $250, $500, $750 (*)An additional $1,000 deductible will apply to use Prota Clinic, Manitoba. |
Travel Rider | When receiving medical treatment more than 320 km from home, this rider offers up to $5,000 a year to pay for transportation to and from point of service and accommodations while receiving treatment. |
Enhanced Outpatient Drugs Rider | This rider increases coverage up to $45,000 a year for outpatient prescription drugs. |
Lower Diagnostic Deductible Rider | Separate $250 deductible for diagnostic tests. Available for plans with deductible $500 and up. |
Conversion Rider | Conversion to an Individual Plan is available for eligible employee, spouse, and dependent children who have been covered for two years or more on a continuous basis from the date first eligible (without any interruption in benefit coverage). |
Zero Waiting Period for Pre-Existing Conditions Rider | Exclusive rider for groups of 50+ employees, that covers pre-existing conditions from day one. The benefit is conditional upon two medical questions on a separate form completed by all employees. |
©2023 Best Doctors Canada, a member of Now Health International. All Rights Reserved. Privacy Notice, Consumer Rights and Responsibilities and Policy holders Complaint Handling Process